![]() ![]() And if you think it won’t happen to yoga, you are wrong. I cannot imagine the day that yoga studios have insurance departments. Most yoga studios do not have the time, space or energy to waste fighting for payment. That means I only got paid for half of the service I provided. My first year of practice, I wrote off the same amount of money as I collected. Yoga teachers are similar to chiropractors in their desire to help people. You have to have a lot of cash to get you through because you will not get paid in a timely manner. ![]() Their job is to fight for payment for services already rendered. There are billing departments that just fight claims all day. Truly the experience for many doctors’ offices is horrifying. Another tactic they like to use is to originally tell you they will pay for care and once you submit your bills, they deny payment. They don’t pay and because you agree to their terms, you cannot bill the patient. When you enter a contract with them, they state they can deny care. There were no logical or “medical” reasons to deny care. I would submit them to the insurance company in a timely manner and then they would deny care for the patient. I did a very thorough examination and took great, legible notes. ![]() Of course, I was doing care that was needed. As a chiropractor, I would have to fill out pages of notes and do hours worth of tests to show care was needed. Here is another thing about insurance companies – they will do whatever they can to cut costs. I have a huge deductible and a $50 co-pay. As for my insurance, it’s not a fancy plan. Pretty soon, I won’t be able to pay for health insurance – rates will be just too high. My rates increase about $30 per month each year. When you have a small business, you are responsible for providing your own healthcare benefits. I know this because I paid for my own insurance. At the same time they raised insurance rates significantly, each year. So while the cost of living increased, my office space rent increased, the insurance company employees pay increased, the CEOs received huge bonuses the insurance companies paid doctors less. It was across the board, all insurance companies did it. It wasn’t just BCBS that lowered rates paid to doctors over the 10 years I practiced. So if a patient had a $20 co-pay, the patient paid $20 and BCBS paid $9.64. Just to be clear, that was the allowable amount. For that same code in 2009, BCBS paid $29.64. When I started practicing chiropractic January 2000, Blue Cross Blue Shield paid $39.00 for an adjustment (code 98943). As a chiropractor I accepted insurance and billed insurance companies on behalf of patients. I have been a provider with insurance companies. I might be one of the few yoga teachers horrified by the prospect. It also stated that yoga therapy could save insurance companies a lot of money. It stated that with the evidence based research coming out showing that yoga benefits people suffering with many different illnesses, it is likely that insurance companies will include yoga. I recently read an article that indicated it would be great if yoga was covered by insurance. ![]()
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